保价费bug修复，还原到上个版本业务

yudao-module-product/yudao-module-product-core/src/main/java/cn/iocoder/yudao/module/product/component/ProdCostCalculation.java

@@ -430,37 +430,16 @@ public class ProdCostCalculation {
                     currencyApi.getCurrencyRate(rmbCurrency.longValue(),
                             insuranceCurrencyId);
             FeeDto feeDto = new FeeDto();
-
             if (costDto.getTotalWorth().compareTo(BigDecimal.ZERO) > 0) {
-                if(insuranceCurrencyId==Long.parseLong(usdCurrency.toString()))
-                {
-                    //美元币种
-                    //因为货值为RMB计算，保价费应换算为目标货币(默认为美元)
-                    BigDecimal insuranceFee = costDto.getTotalWorth().
-                            multiply(new BigDecimal("1.1")).
-                            multiply(new BigDecimal("0.002")).
-                            multiply(exchangeRateRespDTO.getCurrencyRate()).
-                            setScale(0, RoundingMode.HALF_UP);
-                    //insuranceFee  修改报价费币种BUG
-                    costDto.setInsuranceFee(insuranceFee);
-                    feeDto.setAmount(insuranceFee);
-                }
-                if(insuranceCurrencyId==Long.parseLong(rmbCurrency.toString()))
-                {
-                    //保费是人民币，不用成汇率
-                    BigDecimal insuranceFee = costDto.getTotalWorth().
-                            multiply(new BigDecimal("1.1")).
-                            multiply(new BigDecimal("0.002")).
-                            setScale(0, RoundingMode.HALF_UP);
-                    //insuranceFee  修改报价费币种BUG
-                    costDto.setInsuranceFee(insuranceFee);
-                    feeDto.setAmount(insuranceFee);
-                }
+                // 因为货值为RMB计算，保价费应换算为目标货币(默认为美元)
+                BigDecimal insuranceFee = costDto.getTotalWorth().multiply(new BigDecimal("1.1"))
+                        .multiply(new BigDecimal("0.002")).multiply(exchangeRateRespDTO.getCurrencyRate()).setScale(0, RoundingMode.HALF_UP);
+                costDto.setInsuranceFee(insuranceFee);
+                feeDto.setAmount(insuranceFee);
             } else {
                 costDto.setInsuranceFee(minInsuranceFee);
                 feeDto.setAmount(minInsuranceFee);
             }
-
             if (costDto.getInsuranceFee().compareTo(minInsuranceFee) < 0) {
                 costDto.setInsuranceFee(minInsuranceFee); // 保价费最低值
                 feeDto.setAmount(minInsuranceFee);